| Finances |
[Mar. 22nd, 2009|01:55 pm] |
I've been on a 20$ a day budget for... I dunno, maybe 4 weeks now. This budget includes does not include my rent, my medication, my commute expenses, my utilities - anything that's a regular expense that I've incorporated in to my larger budget. I've been keeping track of my expenses pretty thoroughly on my computer.
It's interesting. I get a lot of satisfaction out of saving money (although I'm uncomfortably aware that I'm not saving money for anything in particular) and a lot of irritation out of spending it. I was so riled up by the expense of purchasing new clothes for my job that I had to move it to a 'one-off expenses' account to avoid being constantly enraged by how deep in the red it sent me. Happiness through creative accounting? |
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| Comments: |
Ah, it's so heartwarming to see the younger generation learn the joys of separate expense accounts.
Also, you are saving money for a particular thing; the day when the money stops coming in. If you've got three, maybe six months worth of living expenses in the bank, you'll be able to weather a sudden job loss much easier. You'll also find that money might allow you to relocate if life happens to point you somewhere else than where you're currently living.
Much like a dragon, you'll be able to sleep better on a phat mound of raw cash. Financial security is worth every penny.
Also, new computer. Always the new computer.
The nice bit is, a good 6 to 7 thousand dollars a year savings are included in my current budget. :)
My money was making me unhappy so I sent it away to die in the stock market.
I need to check to find out how much money I actually lost in the crash. I imagine it's fairly sobering.
Hmm. My budget's more like $10 a day, now that I think about it. That includes food.
I really should work out my actual budget.
You should! It's rewarding. | |
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